How Can I Know if an Online Shop is a Fraud?
Millions of shoppers turn to online shopping for a more convenient experience every day. Day-to-day, billions of dollars are spent resulting for an impressive number of online retailers. That is why you get a wide range of shops to choose from and chances are some of these shops may attempt to commit fraud.
When you are shopping online, it’s important that you keep yourself secured from identity fraud. If you are smart enough to know the signs of a scam website, you can prevent yourself from wasting a lot of money. Follow these steps for a safer shopping experience.
- Valid Address and Contact Details
Browse through their website if they have a registered address and phone number that you can easily find so you can contact them if you are not sure in giving your details online. It should greatly concern you can’t see any contact details for the company or the owner. If you want to that the company is existing, you can research their company information to check out the business’s credentials.
- Secure Sockets Layer (SSL)
You will know that it’s a genuine retailer if their website has an SSL in place, the URL of the site you are visiting will change from ‘http://’ to ‘https://’ and there will be a padlock icon on the left-hand side of the address bar saying that it is secured. This security protocol serves as a code of information between you and the website wherein hackers can’t intercept the information you’re sending to the retailer.
Check the footer of the website for the privacy statement which tells you how in details how they protect the information you give them about yourself–including credit card and other personal details. If they don’t have, you can try contacting them to find out how they handle your information.
- Secured Payment System
Even smaller online businesses nowadays use payment portal such as Paypal or WorldPay for processing online transactions. If they have these types of trusted payment sites then feel confident to enter your card details. Look for payment company logo.
- Page Rank
Search for the name of the business on the web and try to see their rank among other sites. Of course, if you can see the business on the top easily then the higher the PR number which means the more important the page is.
- Website Source
Use this technique, once you are on the website, right click on it and view the source code. This will determine how they built the site. Most well-established and professional sites are built by web designers from scratch. Be cautious if you in the code that is “Created with HTML Generator Plus”, it’s a sign that you have a good reason to be suspicious.
Suspicious sites can be blacklisted to warn users. If a site shows up on on a blacklist, there might be an error but if it’s labeled as spam then you can be sure that is a fraud website.
If you have any doubts on a site you want to make your online purchase with, put in mind the things listed here and check if you do really trust the website with your personal details. This will help you save time and money.
Author bio: Ivandrea Ollero is a daytime writer for Zapals, an internationally renowned online shopping powerhouse for global shoppers that provides vast high-quality products at the lowest prices. Ivandrea gives tips for a seamless shopping experience and information on the latest gadgets. She graduated from St. Scholastica’s College Manila, the Philippines with a Bachelor’s Degree in Mass Communication minor in Broadcast Journalism.