Many consumers today have shifted towards online shopping, because who else don’t use their smartphones or the internet to purchase goods? E-commerce is taking hold over the way people shop. Online shopping is continuously developing to give consumers a cost-effective and user-friendly shopping experience. However, this has captured the attention of cyber criminals and buying online has its risks. Keep reading so you can have a safe and secure way of shopping online.
Choose Trusted Brands
If you are shopping online, it’s just the same when you are looking for a product from a popular brand. Well-established names will make you feel more confident knowing that they have place heavily built security measures. When choosing an e-commerce site make sure that it’s safe and legit. Fraudsters are good at creating fake and professional looking websites to entice unwary victims. Better do your research first!
Don’t Use Debit Cards
Credit cards have more additional protection when shopping online in comparison to debit cards. Your account in a credit card has no link to whatever funds you actually own. According to a National Cyber Security Initiative, if your information is stolen and used by someone else, your credit card may have a limit on the amount you will be accountable for paying.
One great tip is to look for a site that has secured online payment services. Having providers will act as a kind of middlemen, whereby you deliver your payment to them and they pass it onto the retailer, leaving your bank details unseen.
Stay Away from Phishing Sites
Before clicking on deals in your inbox, most are legit and probably pretty good. But there are scenarios where you might receive spams and, worse, phishing in there. Phish emails may look like a legit deal, good as it seems, always check and research first.
Phish emails are designed to get you to click on dangerous links that either would drop malware on your computer or steal your personal information. Always check the URL or to look up their website directly through your browser instead of using the link in the email. Be very careful about this.
Look for the Lock
Before entering your details and credit card information, make sure that the site has SSL (secure sockets layer) encryption installed. How would you know? If the URL for the site will start with HTTPS:// (instead of just HTTP://) and an icon of a locked padlock will appear. Look for the little lock typically in the status bar at the bottom of your web browser so whatever information you share with the site is administered in a secure manner.
Install Security Software
This is very simple advice but will surely be a big help if you really like online shopping on your desktop or laptop. It is best to have the latest security software or operating system updates to protect your information and system from intruders.
(Photo by Twenty20)
Make use of uncrackable passwords. Having a unique password for different sites may come in handy.
Do it at Home
This depends on you. If you are going to use a public computer to make an online purchase, just remember to log out every time you use a public terminal because you can never know. Also, always be wary if you want to use your laptop while you’re out. For instance, while sitting in a public cafe, you don’t want someone snooping around behind you while you’re typing your credit account details. Sit in the back, facing the door.
Author bio: Ivandrea Ollero is a daytime writer for Zapals. Ivandrea also helps consumers about the information they should know regarding new gadgets.